Boston Car Accident Claim Process
The Boston car accident claim process begins with the car accident itself. The process can become complicated at several steps, so it’s always a good idea to engage the services of a qualified Boston car accident lawyer to help you navigate the proceedings.
What to Do After an Accident
The following steps are the very first things you should do in the Boston car accident claim process:
- Call the police and ensure that an accident report is filed.
- Get the names and contact information of any witnesses to the accident.
- Make sure you have the contact and insurance information for the other driver.
- Take photographs of the accident scene and surrounding areas.
- Seek medical attention, and remember to get all information about the doctors or paramedics who treat you.
Report the Accident to Your Insurance
After first speaking with your Boston car accident lawyer, you will need to file a claim with your insurance company.
Your claim will be submitted to a claims adjuster, somebody who works for the insurance company and will be in charge of your claim. This person will then review your insurance policy and make determinations about coverage for your expenses and damages.
The adjuster will go over the types of coverage you have, any deductibles, and any coverage limits that could influence your compensation.
Simple Claim Resolution
Your Boston car accident claim process could end right here if you have a simple claim where there is no fault, damage was minimal, and there was minimal need for medical treatment.
If this is the case, the adjuster will have you get an estimate for repairs and then send you a check after you fill out some paperwork.
More Complex Claims Require an Investigation
If your claim is not so simple, the claims adjuster will then begin an investigation process.
This will involve reviewing photographs of the accident and scene, police reports, witness interviews, and your insurance policy to determine the settlement amount owed to you.
All medical bills related to the accident will need to be sent to the claims adjuster, as well as a medical authorization form allowing the insurance company access to your medical history with regards to the accident.
At the end of the Boston car accident claim process, your claims adjuster will make a settlement offer. It is essential to have a Boston car accident lawyer review the offer to make certain it is fair and adequately covers your current and future costs.
Consult a Boston Car Accident Lawyer
The Law Offices of Joel H. Schwartz can guide you through the Boston car accident claim process from start to finish.
Anytime you have an accident, contact us as soon as possible by calling 617-742-1170.