Boston Car Accident Lawyer
Don’t allow a car crash to put your future and finances at risk. To find out what your case is really worth and what your options for financial compensation are, consult a Boston car accident lawyer.
When you’ve been hurt in an auto wreck, the last thing you need is more stress and problems to add to what you’ve already been through. The injuries, trauma, and vehicle damage are all bad enough, but in some ways, the medical bills, lost time at work, pain and suffering, and other expenses and losses caused by the accident can all be worse than the wreck itself.
Since Massachusetts is a no-fault state for car insurance, you should be able to count on them to help you through at least some of these issues, but in reality, nothing could be further from the truth. They’ll give you a claim number and then actually treat you like a number. They won’t be worried about getting you a settlement that pays for your recovery—instead, they’ll be concerned with padding their own profit margins by settling your claim quickly and for as little as possible.
Whether you caused your accident or not, the insurance company won’t be on your side, which is just one more problem to deal with after the crash. A Boston car accident lawyer from Joel H. Schwartz, PC can help you solve these issues, however. In fact, we’ll both shoulder the burden for you and get you the compensation you need so that you can focus on your recovery instead.
Dealing with Auto Insurance After a Traffic Accident
Because Massachusetts is a no-fault state for car insurance, your own insurance company will be responsible for covering your initial damages after the crash. This includes your medical expenses and a portion of your lost income if you have to miss work, but not all plans will compensate you for property damage and other losses.
Additionally, your no-fault coverage, also known as personal injury protection (PIP), will only pay for your expenses up to your policy limits. If your damages exceed your PIP coverage, you’ll need to seek additional compensation through a personal injury lawsuit against the at-fault party responsible for your auto wreck.
You’ll need to meet at least one of several criteria in order to be eligible to file suit, and a Boston car accident lawyer from our firm can help you make the determination if you aren’t sure:
- Your medical expenses most total at least $2,000
- Your injuries include a bone fracture or break
- Your injuries have resulted in permanent disfigurement
- Your injuries have caused permanent sight or hearing loss
Your Auto Accident Injuries Affect Your Compensation
The type of injuries you suffer in your car crash will have a significant impact on the compensation you receive. For example, if you suffer brain damage or a spinal injury, it’s possible that recovery won’t be possible. This could mean that returning to work won’t be feasible and that you’ll no longer be able to take part in activities you once enjoyed.
Likewise, a burn injury or deep laceration might not hinder your physical capabilities, but it could leave you permanently disfigured. This will greatly impact your personal life and could even hinder your professional opportunities. A disfiguring injury might be correctable through plastic surgery, but doing so won’t be inexpensive—and might not be covered by your health insurance, either.
Conversely, something like a broken bone or whiplash could be recovered from in relatively short order, but you’ll still accumulate medical debt and endure pain and suffering and a decreased quality of life in the interim. If you weren’t the one at fault, you deserve to be compensated for all of the ways that your injury will impact your life, and a Boston car accident lawyer from our office can make sure that happens.
Get the FULL Value of Your Car Wreck Claim
As mentioned above, the last thing the insurance is worried about is treating you fairly. The insurance adjuster assigned to your claim might seem like he or she is on your side, but adjusters are trained to minimize the amount the insurance company will pay out on claims.
Whether you’re dealing with your own PIP or filing a claim with the at-fault driver’s insurance, any settlement offer you receive is all but guaranteed to be substantially less than what your claim is really worth. Assessing the true value of your claim means taking into account more than just your current medical and repair bills, which is something the insurance isn’t going to help you with.
Your Boston car accident lawyer will work closely with both you and your healthcare providers to determine the full extent of your injuries, the care you’ll need to recover, and how long your recovery will take. All of the following items need to be factored into your financial award:
- Cost of medical care and treatment—including future expenses
- Any income you have lost because of your injuries
- Renovations made to your home to accommodate a disability
- Medical equipment and medication
- Pain and suffering
- Damage done to your marriage and personal relationships
- Lost enjoyment of life
Determining Fault for a Traffic Accident
Just as important as correctly assessing the value of your claim is knowing whether you have grounds for a personal injury claim in the first place. While your injuries and expenses might meet the thresholds for filing, someone else still needs to be demonstrably at fault for what happened in order to receive compensation.
Determining who was at fault and how will require a full investigation of your crash. Evidence will need to be collected and witness testimony gathered. Your Boston car accident lawyer can handle these tasks for you. Whether the driver who hit you was guilty of speeding or distracted, drunk, or drowsy driving, we’ll find whatever evidence is available to back up your claim.
It may even be that more than one party was at fault. For example, dangerous road conditions may have contributed to the crash, thereby implicating the government agency responsible for the road’s upkeep. Similarly, an unsecured roadwork site could leave the construction company at fault.
Boston Car Accident FAQ
After your auto collision, you almost certainly have a number of questions that need to be answered. This is perfectly normal, and your Boston car accident lawyer will be available to answer any questions you might have. Below, we’ve addressed a few of the ones we hear most often:
How long do I have to file a car accident claim in Massachusetts?
Massachusetts allows injury victims a three-year statute of limitations in which to file a personal injury claim for a car crash. If you exceed these time constraints, odds are good that your case will be thrown out of court, so it’s best to file as soon as possible.
What do I do if my auto collision was caused by a defective part?
Parts manufacturers can be held accountable just like any other party responsible for a car crash. If a direct link between the part’s defect and your accident can be proven, then you can file a personal injury claim against the company who made the part.
What are my legal options if my family member died in a car accident?
Not all fatal car wrecks result in criminal charges against the party responsible, but you might be able to seek justice through a wrongful death lawsuit. This will allow you to recover financial compensation similar to what could be received in a personal injury claim.
Contact a Boston Auto Wreck Attorney
Whether you were hurt in a minor rear-end collision or suffered serious injuries in a head-on accident or rollover, you deserve financial compensation when you weren’t at fault. While it might be true that the insurance won’t be on your side, you can count on Joel H Schwartz, PC to look out for your best interests and to aggressively pursue the settlement you deserve.
To explore your options during a free, no-obligation legal consultation with a Boston car accident lawyer, give us a call at 1-800-660-2270 or submit the contact form on this page.
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“What a pleasure it has been working with you on my accident case. As you know, being in a serious accident is not easy. But you helped me every step of the way, and your guidance, support, and expertise truly helped me through this ordeal. The settlement you got for me was more than I could have hoped for. You are the best!”
“Sometimes you need the strength of experienced trial attorneys to bring a case to conclusion. I refer all of my personal injury cases to the Law Office of Joel H. Schwartz.”
V. Jon Alexandrov, Esq.
“Any matter referred has been handled quickly and efficiently, with the most satisfactory results.”
Henry Goldberg, Esq.