Who Will Pay My Medical Bills After a Car Accident?
Some car accident victims may have to deal with serious medical remedies and bear the costs involved. This leads to the obvious question, “Who will pay my medical bills after a car accident?”
Why Is the Question “Who Will Pay My Medical Bills After a Car Accident” Important?
Depending on the accident victim’s injuries, one or more of the following expensive medical procedures may be necessary:
- Physical therapy
- Chiropractic treatment
- Bone repair
- Bandaging of cuts and bleeding
- Psychological counseling
Insurance Might Pay
One of the major determining factors in answering the question of “who will pay for my medical bills after a car accident” involves insurance and whether or not the other person has any.
If the other party is found liable for the accident and has insurance, that person and his or her insurer will be required to pay for all medical bills and repairs on your end.
On the other hand, if you are found to be liable, your insurance will be required to pay for the other driver’s medical bills or damage sustained to the other person’s vehicle.
There are numerous criteria used to determine who will have to pay for medical bills in the event of a car accident. If the driver of the other vehicle is found to be at fault, but does not have insurance, then your insurance company will look at who else was involved in the accident and their insurance.
If the driver is uninsured, but has a relative in the same household who is insured, there’s a possibility that the relative’s insurance would be required to pay for the medical expenses.
If the driver of the vehicle is uninsured but has a passenger that has insurance, the passenger’s insurance company could be required to pay for the medical expenses.
If the accident involved a pedestrian, a bicyclist, or the other driver was alone and has no insurance, your insurance company would have to foot the bill for the medical expenses. They would then pass some of those medical expenses on to the other party by way of personal liability.
Uninsured and At Fault
If you are found to be at fault for the accident and have no insurance, you will be liable for any medical expenses that are incurred by the other driver.
It is important to make sure you do not make statements at the scene or to any insurance agents about your fault or acceptance of responsibility. Let your car accident lawyer handle these situations for you.
Get Help from a Boston Car Accident Lawyer
Finding an answer to “who will pay my medical bills after a car accident” can be both stressful and confusing.
The Law Offices of Joel H. Schwartz can assist you in your search for an answer. Discuss your case with a Boston car accident attorney by calling 617-742-1170 and scheduling a free consultation.