Boston No-Fault Accident Lawyer
Work with a Boston no-fault crash attorney at Joel H. Schwartz, PC. We can help you file your no-fault insurance claim so you can quickly receive the benefits you need to recover from your injury.
After a vehicle collision, you likely feel overwhelmed by the physical injuries you suffered and potential emotional trauma you’re now dealing with. Under these conditions, it can be hard to know where to turn.
It’s not uncommon for accident victims to suffer a degree of post-traumatic stress disorder, and this accident-related mental trauma can make unpleasant tasks, such as filing an insurance claim, seem like too much to deal with.
When you hire a Boston no-fault accident lawyer from our firm, we will handle the tough stuff for you. We can help you file your claim so you can focus on getting over your accident, both physically and emotionally.
No-Fault Benefits Defined
Massachusetts uses a no-fault auto insurance system that requires drivers to purchase personal injury protection (PIP) benefits. Your PIP benefits are designed to cover you if you’re involved in a collision, regardless of whether the crash was your fault or the other driver’s. Under this system, filing a claim should be simple, but unfortunately, it’s not.
Your insurer is required by law to pay out on legitimate claims; however, your insurer is also the one who gets to make the decision as to whether your claim is legitimate. To avoid compensating you, insurers may question your injuries and doubt that you’re being honest about whether you can return to work.
To top it off, they may make you visit their doctors, rather than your own. Their doctors are likely to downplay your injuries in their reports. The best thing you can do is not even bother with them on your own. Your no-fault accident attorney in Boston can ensure that you’re treated fairly.
What Do No-Fault Benefits Cover?
In a perfect world, your PIP benefits should cover you after an accident. You should be able to fill out the paperwork and furnish proof from your doctor that you’re suffering from injuries that are keeping you from working. At that point, your insurer should begin making payments to you to cover your medical bills and missed work wages.
As you likely already know, that’s rarely how it works out.
If the insurer denies your claim, you might be left in the terrible position of having no money to live on or pay your bills while recovering from your injury. Here are the items the insurer is supposed to cover, up to the limits defined by your policy:
- Medical expenses related to your accident
- Compensation for your work wages, up to certain limits
- Replacement services like house cleaning if you’re unable to do these things because of your injuries
- Rehabilitation and physical therapy services
Allow a Boston No-Fault Attorney to Help You
No-fault insurance can be confusing, so it’s often best to hire a Boston no-fault accident lawyer to help you file your claim. Joel H. Schwartz, PC can answer all of your questions, and make sure the insurance company doesn’t take advantage of you. Call us at 1-800-660-2270 or complete the contact form below to schedule a free consultation.