If you are involved in a car accident, you hope you won’t sustain any injuries. Unfortunately, this is not always the case. Even a minor fender bender could land you in the hospital for treatment.
Navigating Compensation in a No-Fault Car Accident State
As a Massachusetts resident, here is something you need to know: you live in a no-fault auto insurance state. For this reason, your medical bills should be covered regardless of who caused the accident.
At first, your medical bills will be submitted to the insurance provider covering the vehicle you were in when the accident occurred. That provider has a responsibility to pay the first $2,000.
From there, any additional medical bills should be submitted to your health insurance company. If any bill is denied or not paid in full, the remaining balance can be forwarded to the insurance company.
Assistance With the Filing Process
Submitting your claim and receiving compensation should be an easy process. However, this is not always the case. A car accident lawyer can help you navigate your case by assisting you with the filing process. If your claim is denied, we will help you find out why. If the insurance company is taking a long time to submit payment, we will help you get a timely payout.
We understand how frustrating the process can be, especially when you are focused on your recovery. We also know how important it is that you have the funds you need to cover medical bills, or any other expenses, while you are out of work. The payment of property damages or a replacement of your vehicle is also important to move on following an accident.
It is also important to consider any future medical bills that you might incur from the car accident. Some injuries, like broken bones or a traumatic brain injury, may require ongoing medical care and rehabilitation. These costs should be considered before agreeing to any settlement offers or signing away your legal rights.
When to Seek Compensation Through a Lawsuit
Unfortunately, many car accidents, especially severe ones, cost a lot more than what is available through your insurance provider. Injuries that require emergency and ongoing medical care can get expensive. If you are unable to return to work, you will also lose your wages. In some cases, it may make sense to seek compensation from the at-fault driver for your incurred damages.
Your lawyer will not only help you consider if this is an option in your case but can also help with the filing process.
Contact a Car Accident Lawyer Today
As simple as this process can be, it can also be extremely confusing. Even if you think you have a grasp, your insurance company and the health insurance company could throw you for a curve.
If you can’t seem to find the party responsible for paying your medical bills, let us step in and provide you with guidance. We will make sure each and every bill is paid as required by law.