Cambridge Workers Comp Lawyer
Have you been injured at work? Are you struggling to support your family while unable to earn a living? If so, reach out to a workers comp lawyer in Cambridge for help with your work comp claim.
The physical impact of a work-related injury can be severe, but without the ability to work, many injury victims find that they begin to struggle financially very quickly. With this in mind, you may be entitled to workers compensation benefits that could help you survive while you recuperate.
A highly trained Cambridge workers comp lawyer at Joel H. Schwartz, P.C. may be able to help you obtain these benefits so you can begin to get back to your life and recover from your condition without the burdens of financial anxiety.
How to Get Approved for Work Comp in MA
Most employers across Massachusetts are required to provide their employees with workers compensation coverage. This is designed to protect employees who are injured or fall ill due to the circumstances of their work environment.
In order to be eligible for these benefits, your condition needs to have been caused by your duties. If you were committing a crime, were in violation of your employer’s code of conduct, or were under the influence of drugs or alcohol at the time of your injury, you could be disqualified from receiving the workers comp benefits you need.
However, it is not uncommon for the insurance company to do everything in its power to deny your claim, as every payout means lost profits. Common reasons for denials include the following:
- Having a pre-existing condition
- Not being disabled “enough”
- Errors in your paperwork
- Lack of medical documentation
Workers Compensation Benefits
If you are fortunate in having your workers compensation claim approved in a timely manner, you should begin receiving your disability benefits shortly thereafter. These disability benefits should amount to approximately 60 percent of your average weekly income and will often be available until you are able to return to work. Your assigned impairment rating will determine how long you can collect benefits based upon the seriousness of your on-the-job injury.
In addition to your wage replacement benefits, you can also expect your employer’s work comp insurance provider to cover any healthcare costs and medical expenses you might have incurred as a result of your illness or injury.
Furthermore, if your condition will prevent you from being able to continue working in the same field once you have reached maximum medical improvement, you will be entitled to vocational training and educational opportunities so that you can then find gainful employment in another industry.
Finally, should an employee suffer injuries or illness so severe that they succumb to their condition, their surviving spouse and children may be entitled to death benefits amounting to approximately 60 percent of the decedent’s average weekly income.
Reach Out to a Workers Comp Lawyer in Cambridge
To learn more about how a qualified Cambridge workers comp lawyer at Joel H. Schwartz, PC could help you gain the claim approval you need, or to file an appeal if your claim has been denied, schedule a free, no-obligation consultation. You can do so by filling out the provided contact form located at the bottom of this page or giving our office a call at 617-742-1170.