Will Massachusetts Workers Comp Cover My Work-Related Illness? | Joel H. Schwartz, P.C.Joel H. Schwartz, P.C.

Will Massachusetts Workers Comp Cover My Work-Related Illness?

When you become seriously ill and your condition was brought on by the circumstances of your work environment, you may be entitled to workers comp benefits. But, getting your employer’s insurance provider to issue an approval can be more challenging than you might think. Read on to learn more about your workers comp eligibility for illnesses, and why the insurance company isn’t typically on your side.

Was Your Accident Caused By Your Work Duties?

The single most important question when it comes to workers compensation for illnesses is this: “Did your job directly or indirectly cause you to develop this illness?” If the work you do for your employer brought on this condition, you should be entitled to benefits.

The length of your employment or how many hours you work has no bearing on this criteria. There are, of course, other factors that contribute to claim approval, but you will qualify for benefits if your condition was caused by your work, plain and simple.

Beware the Insurance Company

Workers who file claims for work-related illnesses usually see some pushback from the insurance company. Remember, the insurer loses money by approving your claim, so it’s in their best interests to issue denials whenever possible.

One common gray area is individuals who have a pre-existing condition. The insurance company loves to argue that it was the pre-existing condition that caused the illness. You can get help proving otherwise by working with your attorney and treating physician

Fortunately, despite the insurance company’s efforts, you do have the right to file an appeal with the Department of Industrial Accidents (DIA) if your claim is denied by the insurer. One way or another, we will do everything possible to get your work comp claim approved.

Get in Touch with a MA Workers Comp Attorney

For help filing for workers compensation benefits, or if you have been issued a denial for your work-related illness, reach out to an experienced MA workers comp lawyer at Joel H. Schwartz, PC. You can give our office a call at 617-742-1170 or complete the convenient contact form provided below if you are interested in scheduling your free claim review.

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