Is It Better to Go to Court or Accept a Settlement Offer? | Joel H. Schwartz, P.C.Joel H. Schwartz, P.C.

Is It Better to Go to Court or Accept a Settlement Offer?

Being offered a settlement from the insurance company can seem like a blessing after you’ve been seriously injured in an accident in Boston. Unfortunately, accepting an offer from the insurance company may not always be in your best interests. 

Sometimes, it’s worthwhile to wait until you can have your case heard in court. Below, we go into further detail about the advantages and disadvantages of accepting an insurance settlement and going to court so you can better prepare for what’s to come. 

Benefits and Drawbacks of Accepting an Insurance Settlement

The biggest benefit of accepting an insurance settlement offer is the ability to get your hands on some cash when you need it most. Unfortunately, the vast majority of offers by insurance companies are for far less than the claim is actually worth. 

The insurance company does this in order to reduce the amount that they have to pay out on your claim. One disadvantage to accepting an insurance limit is the inability to maximize compensation for your accident-related losses.

Benefits and Drawbacks of Going to Court

Although bringing your case to court is often more time-consuming, in the majority of cases, it will result in a higher payout. By bringing your case to court, you don’t have to worry about reaching the limit of an insurance claim. 

You have the opportunity to obtain compensation for every single loss you have suffered as a result of the negligence of the liable party. 

Reach Out to a Personal Injury Lawyer in Boston

You’ll need to discuss your legal options with your lawyer in further detail to determine which option—going to court or accepting a settlement offer—is going to most benefit your case.

If you are interested in scheduling a free consultation with a Boston personal injury lawyer at Joel H. Schwartz, PC who can help you evaluate your legal options, give our office a call at 617-742-1170 or complete the convenient contact form included below. 

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