Things to Know About Insurance Companies

When you have been injured in any type of accident, it’s quite probable that you’ll need to deal with an insurance company in order to obtain repayment from the liable party for your damages and suffering.

Unfortunately, although insurance adjusters are polite enough and have nothing against you personally, their job is to reduce the amount they will need to pay out on claims—including yours. For this reason, we have gone into further detail about two of the most important things you need to know about insurance companies so you can better prepare for your negotiations.

The Insurer Is Not Looking out for Your Rights

When you first reach out to file an insurance claim, or have been contacted by an insurance adjuster, they will more than likely ask you to give them a statement about the accident that occurred, what injuries you sustained, and other details about how your life has been influenced by the incident.

However, before you give the insurer a statement, you need to remember that they aren’t looking out for you and your needs. It’s very likely that the insurance adjuster will use anything and everything you say against you if given the chance. Your best bet is to let your attorney handle these communications so you avoid being taken advantage of.

How You’ll Be Compensated When it Comes to Auto Insurance

It is also important to be aware that the insurance company may not be obligated to cover all of your damages. In fact, they are only required to cover damages up to the maximum limits of their insured’s policy. If your losses exceed these amounts, you’ll need to seek repayment another way—typically, through the pursuit of a personal injury claim.

Get in Touch with a Boston Car Accident Lawyer

If you believe you have been taken advantage of by a profit-hungry insurance provider, or if you have recently suffered a serious injury in an accident caused by another, schedule a free consultation with a Boston car accident lawyer at Joel H. Schwartz, PC. You can schedule yours by giving our office a call at 1-800-660-2270 or by submitting the brief contact form at the bottom of this page.