Should I Call My Insurance Company After an Accident? | Joel H. Schwartz, P.C.Joel H. Schwartz, P.C.

Should I Call My Insurance Company After an Accident?

In the aftermath of your motor vehicle accident, you might be wondering at what point you should notify your insurance company of your collision and resulting injuries.

The good news is, with the right attorney on your side, you won’t have to worry about calling your insurance company at all, your lawyer will do so for you. Below, we examine why speaking with your insurer may not be in your best interests and the various ways they’ll attempt to take advantage of you.

Why the Insurance Adjuster Isn’t Your Friend

Although the insurance adjuster is sure to be friendly, it’s important to keep in mind that the insurance company is not working for you. When you live in a no-fault state for auto insurance, you will need to file a claim with your own insurer to recover a portion of your damages.

When you file your claim, the insurer is going to lose money by paying out your settlement. For this reason, part of the insurance adjuster’s job is to minimize the amount of money they’ll be required to pay in your case.

Insurance Tactics and Your Claim

There are a few different ways that insurers will attempt to reduce your settlement. The first is by twisting the statement you gave to make it seem as though you have admitted fault in some way. Massachusset’s comparative negligence law says that the more blame you carry, the less money you’ll receive.

The other most common way insurance adjusters can con you out of money is by making you an insultingly low offer that doesn’t come close to your full damages. They know you need your money as soon as possible so they figure making you a low offer will tempt you into settling for less than your losses amount to.

Work with a Boston Car Accident Lawyer

If you want to protect your insurance settlement from the insurer, you’ll want a highly trained Boston car accident lawyer at Joel H. Schwartz, PC on your side. You will need to come in for a complimentary consultation before we can begin working on your case. Just give our office a call at 1-800-660-2270 or submit the quick contact form we have included below.

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